Business Insurance Coverage Comprehensive Coverage for Businesses Big & Small

Business Automobile

Commercial Property

Liability Insurance

Cyber Insurance

Crime Insurance

Insurance Coverage for Every Business

Whether you own a small mom-and-pop shop or a large corporation, the last thing you want to have to worry about is business insurance. Securing comprehensive insurance for your business is not just about checking the boxes to make sure you’re legal—it’s about protecting your livelihood.

You’ve got a lot to lose when you own your own business. Crime, vandalism, accidents, injuries, weather events, and other disasters can not only put you out of business—they can also put you at risk personally.

And while we can’t stop the unexpected from happening, we can help you prepare for it. We'll take the time to get to know your business so we can earn the right to be considered a partner

With a suite of commercial business insurance policies, we’re able to provide your business with comprehensive coverage that meets your business’s needs. Let us do what we do best, so you can keep doing what you do best.


  • Commercial Property

  • Commercial Liability

  • Professional Liability

  • Directors & Officers

  • Surety Bonds

  • Commercial Auto

  • Boiler & Machine

  • BOPs - Business Owners Policies

  • Environment & Pollution

  • Social Media Liability

  • Technology Errors & Omissions

  • Cyber Liability

Featured Industries

  • Habitational

  • Non-Profits

  • Manufacturing

  • Technology / IT

  • Trucking

  • Contractors / Bonding

  • Churches

  • Public Entities

  • Wineries

  • Food Processing

  • Storage

  • Aviation

Owning a Business is Risky Business Can you handle the risks associated with owning a business?

  • Basin Pacific

    Your computer system gets hacked

    How are you going to cover costs for restoration, recovery, and legal fees?

  • Basin Pacific

    Your business is broken into

    How are you going to replace all of your missing inventory?

  • Basin Pacific

    An employee claims wrongful termination

    Can you afford to defend against a lawsuit?

  • Basin Pacific

    Damage occurs to your property or assets

    Do you have an appropriate level of coverage?

Business Insurance Advisors

Brad Toner, Owner/Broker of Basin Pacific Insurance in Kennewick, WA

Brad Toner

Justin Toner, Insurance agent at Basin Pacific in Kennewick, WA

Justin Toner


Glenda Simonson

Jared Haff Business Insurance Agent at Basin Pacific in Kennewick WA

Jared Haff


Randy Taylor

Contact A Qualified

Business Insurance Agent Today

Contact Agent Form

Business Insurance Coverage Options

Photo of the Basin Pacific Insurance team with their business on a roll award from the Tri-City Regional Chamber of Commerce

Business Auto Insurance

Whether you have a couple of company cars or your business depends on its team of fleet vehicles, you’re going to need more than just the run-of-the-mill auto insurance.

Because coverage needs vary greatly in this arena, we’ll help you evaluate your coverage needs and find a solution that works for you.

Image of a large commercial building

Commercial Property Insurance

When you think of commercial property insurance, the first thing that comes to mind is usually the building in which you work.

But in addition to insuring owned or leased land and facilities, commercial property insurance also covers assets like equipment that is on the premises of your business.

Image of the interior of a commercial brewing operation

Liability Insurance

The last thing you want to have to deal with is a lawsuit from injury or property damage at your business.

Commercial liability insurance covers these costs, reducing the likelihood that you’ll be involved in a costly and time-consuming lawsuit.


Cyber Insurance

If your business handles sensitive information using technology (like Social Security numbers, credit card details, or personal medical records), you're one malware attack away from a massive liability issue.

Cyber insurance coverage keeps you protected in the event your business or client data is breached and helps cover the costs involved with restoration, recovery, and legal fees.

Basin Pacific Insurance and Benefits Logo with Phone number 509.735.7506

Business Crime Insurance

Crime happens, and certain businesses are at higher risk than others.

Business crime insurance helps you pay for property damage and loss of assets when your business is robbed or vandalized.

Not sure whether you need crime insurance? We’ve worked with businesses in every industry and can help you decide.

Other Insurance Programs

  • Directors & Officers
  • Surety Bonds
  • Boiler & Machine
  • BOPs - Business Owners Policies
  • Environment & Pollution
  • Social Media Liability
  • Technology Errors & Omissions
  • Cyber Liability

You Can’t Predict the Unpredictable. But You Can Plan For it. It’s easy to secure comprehensive, affordable insurance for your business.

  • Contact Us
  • Analyze Risks
  • Write Policy
  • Protect
  • Contact Us
  • Analyze Risks
  • Write Policy
  • Protect
5 star rating for Basin Pacific Insurance and Benefits

"...Having worked with professionals at Basin Pacific for over twelve years, I have never been let down or disappointed by their risk assessments, recommendations, or professional service. Instead, I've experienced peace of mind knowing that they continue to provide practical and prudent solutions to ever-changing business risks."

Cayuse Technologies